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When you first contact Fuhriman Insurance Agency looking for a policy that fits your needs, you’re going to have to consider to what extent your car is a personal vehicle, and to what extent you’re using it for work. It’s not always as cut and dry as, say, patrolling as a security guard and driving a car that belongs to the security agency, and trusting that your employers have you covered. If you drive for Uber or deliver pizzas in your personal vehicle, for instance, then you need to make sure that you’re getting a policy that reflects that. Fuhriman Insurance Agency can help Boise, ID drivers to find that policy, but you can’t just start driving professionally and hope that your current policy has you covered.
Some insurance companies won’t cover you at all if you drive for a living, but you are nevertheless going to be looking at personal insurance policies to get coverage for a car that serves as both a personal vehicle and a work vehicle.
Some companies will provide supplemental insurance while you are working for them. Uber, for instance, will offer additional coverage any time the app is actually in use. Many delivery restaurants offer the same deal. However, your employer or the agency you’re working for is not able to offer full coverage in Boise, ID. You need to talk with your insurer, let them know what you do for a living, and make sure that you are covered against all the risks that that entails.
In short, getting your personal car covered for work use is pretty easy for most drivers, but you can’t take it for granted, you have to ask your insurer about getting covered for business use.