Month: April 2015

5 Things To Have Ready When Getting Quotes

Posted on by AgentInsure

Many people choose to live in Garden City, Idaho as it is close enough to Boise to offer a simple commute. The home values are a little lower here than elsewhere in the state and it is also quieter than the hustle and bustle of the big city. The majority of things to do in the area are located within Boise, so many people are on the roads throughout the 83714 area.

When you want to get quotes for car insurance, you can work with agents. There are a lot of things that the agents will ask you in order to get the best pricing, so you want to have everything ready.

VIN Number

The VIN is going to provide details about your car to the car insurance company, including make and model and safety features.

Driver’s License Number

Your driver’s license number will be needed to run a simple report. This will tell them about speeding tickets and other information on your record to determine the cost of quotes.

Accident History

Whether it took place in the 83714 area or not, you will want to list off any accidents that took place over the past three years.

Desired Coverage Levels

You should have an idea as to what kind of coverage you want for your car insurance in Garden City. You can choose the minimum levels as required by the state of Idaho or choose to add onto the liability and obtain collision and comprehensive insurance.

Affiliations

There may be all sorts of discounts available to you and our agents will work hard to get you the most that are out there. You will want to have all affiliations at the forefront of your mind, such as USAA, AAA, and more.

Contact us today and let us get you some car insurance quotes!

Can A Learner’s Permit Affect Car Insurance?

Posted on by AgentInsure

Boise is a major metropolitan city in Idaho. There are many attractions, including the Boise National Forest, the Egyptian Theatre, and much more. The economy is booming and residents can enjoy working for a number of top employers.

When you live in Boise, there are some things to understand with adding a learners permit to your policy. Once you have a licensed student driver, it’s important to contact your car insurance company and add them to the policy.

What you need to understand is that a learner’s permit is going to affect your car insurance in some dramatic ways. If you simply add without paying attention to details, the policy could become very expensive. This is because of the added risk of a new driver suddenly on the roads.

Another way the permit can affect your insurance is because of the coverage. You can choose to keep the coverage the same as you have had it throughout Idaho. However, it is recommended that you add to the overall liability as a way of protecting you and your family.

If your child with the learner’s permit gets into an accident, it could result in a lot of damages or personal injuries. You will depend on your insurance to cover all of the expenses. In order for this to happen, the coverage levels need to be at the necessary amounts. If they are too low, you could find yourself responsible for all of the remaining amounts – and this can be a substantial amount of money. Our agents can talk to you about the best level of coverage.

You can call one of our independent agents where we can go over some of the different options available to you in Boise. Adding a learner’s permit can be simple and without being too expensive!