Month: April 2019

Protect Your Personal Assets with an Umbrella Insurance Policy

Posted on by AgentInsure

When people think about umbrella insurance policies they generally consider them something that only businesses need. However, if you are a high-net-worth person living in the greater Boise, ID area you may want to think again. Protecting your hard work and your family is possible when you add an umbrella insurance policy to your current suite of personal insurance products. It is typical for ID insurance policies to have a cap on the amount of coverage that they provide. In most cases that limit is $250,000. With this level of protection, the responsibility for liability or damages above that amount may fall to you personally. The team at Fuhriman Insurance Agency is here to guide you through the umbrella insurance policy process.

How umbrella insurance can protect you and your family

When your assets are such that you may become a target for unscrupulous people, or you have belongings that require a high level of protection, umbrella insurance can help meet those needs. Liability can often be excessive in our litigious society, and leaving yourself at the mercy of the courts can end in heartbreak and disaster. With a comprehensive personal insurance bundle that includes umbrella insurance, you can make sure that your hard work and assets are protected. Don’t leave your family open to personal liability in the event that your primary policy limits are exceeded due to loss, damage, or liability. Make sure that you have the appropriate level of personal insurance protection that can help you weather the toughest of storms.

Interested in learning more about the umbrella insurance policy options that are available in the greater Boise, ID area? Contact Fuhriman Insurance Agency today and set up a consultation to find out more from our team of professionals!

Does Renter’s Insurance Cover Damage To Other Units If You Are Liable?

Posted on by AgentInsure

Renter’s insurance is a product designed to help protect people from losses outlined in the policy such as fire or theft. Most people who rent a space to live in or store their personal items know that renter’s insurance is highly recommended to protect from losses, but does that mean that it covers damage to other units? 

Renter’s Insurance Coverage

Renter’s insurance can cover policyholders in a variety of different ways. Typically, a renter’s insurance policy will also cover damage to units surrounding the one used by the policyholder. This is a great way to provide a layer of protection from potential disastrous losses. Always make sure that an agent carefully explains the terms and conditions to help discover how much protection a policy is able to offer. Considering a few different options may be wise because not all renter’s insurance works the same. 

Work With An Established Agency

When working with an insurance agency, you want to make sure that they are established and have customer services oriented agents who can work closely with clients to help them discover options that work best for them. Anyone who is renting in or around the Boise, ID area is encouraged to check out Fuhriman Insurance Agency and let their helpful agents provide sensible options designed to offer the maximum amount of protection. 

When considering renter’s insurance, it is important to know what options are available by having access to professional agents with experience. Resident in and around Boise, ID should call or stop by Fuhriman Insurance Agency to speak with an agent for more details.