Month: October 2020

The Facts about Car Insurance in Idaho

Posted on by AgentInsure

The truth is everyone who intends on driving and has a driver’s license is required to have insurance in Idaho. Before you get it, you’ll want to know the fact about insurance. Research it with the insurance representatives at Fuhriman Insurance Agency in Boise, ID before you commit to a policy.

Liability Insurance Coverage

You must have liability insurance. Depending on which state you’re in, you’ll want to understand the amount of coverage you need when purchasing a policy. In Idaho, you’ll need to be protected if you cause an accident. Liability means that you’ll be financially responsible for injuries or damages you cause because of a car accident. Liability insurance will keep you from having to pay for medical costs, lost wages, or vehicle repairs depending on the amount of coverage you have.

Uninsured and Underinsured Coverage

Uninsured/underinsured motorist coverage is to protect you if someone else does not have insurance or does not have enough insurance to cover the cost of damages to your vehicle if they caused an accident. This covered is not mandatory, but it could be worth it if you get involved in a traffic incident where the other party does not have insurance.

Comprehensive and Collision

You’re not required to have insurance that pays for your own automobile, but with the comprehensive coverage, you can do just that. Collision insurance pays if you collide with another object, such as a garage door, building, lamppost, or mailbox.

You’ll need to have insurance no matter what state you’re in, so if you’re in Idaho stop by Fuhriman Insurance Agency in Boise, ID and speak with your insurance agents. They’ll be able to update your auto insurance coverage. They can also talk to you about purchasing a home, life, and commercial insurance policy if you need it.

Preparing for pest problems in Boise, ID

Posted on by AgentInsure

There are various kinds of insects, rodents, and other pests who live in the Boise, ID area. Homeowners and property owners should know that they can suddenly experience an infestation and structural damage if these problems get out of control. Preventive pest control measures are one of the best ways to protect against this possibility. There are some companies that can start to treat a home and prevent it from ever being overrun by pests and insects if some protective measures are put into place beforehand. 

Learning about policy specifics

Some typical homeowner’s insurance policy may not contain coverage related to pests and termite damage. That is why it is crucial to purchase a new policy or a separate pest control insurance policy if necessary. The insurance professionals at Fuhriman Insurance Agency can give a more detailed explanation of the specifics of any policy related to pest control. 

Financial losses 

The most important reason to have pest control coverage is the possibility of costly repairs and treatments to repair a home and clear it of all pest activity. A homeowner may suddenly have to invest large sums of their own money that they do not have if they are suddenly attacked by pests due to things like changes in seasons, weather, and climate. The state of Idaho in particular has an environment that is ideal for certain insects and rodents. 

Getting assistance with pest control before problems arise

Anyone who wants to protect their property and lives in a pest prone area should contact agents at Fuhriman Insurance Agency. They will provide more information about their pest control solutions and answer any important and relevant questions.