Month: September 2021

Types of Toys Needing Insurance

Posted on by AgentInsure

When it comes to outdoor enjoyment, you may have some recreational toys sitting in your garage waiting for the weekend. It does not matter what your favorite outdoor toy is; chances are you want to get insurance coverage to protect you against anything that can happen. Many recreational toys need insurance in Boise, ID, and those needing insurance should call Fuhriman Insurance Agency today to discuss their options. 

Boats and Jet Skis

Watercraft insurance helps protect you against any accidents or damage caused to your boat. Additionally, this coverage protects you financially if you are found liable for an accident. Protecting your boat and jet skis is a good idea to help ensure you can enjoy your time out on the water. 

ATVs

An all-terrain vehicle (ATV) provides hours of outdoor enjoyment, especially in the summer months. An ATV insurance policy is suitable for a year and often factors in seasonal usage. Anyone who drives the ATV must have a valid driver’s license to qualify for insurance coverage. 

Campers and Trailers

Standard auto insurance policies do not typically cover Non-motorized campers or utility trailers. Therefore, you may need to purchase additional coverage for these items to ensure they are protected in the event of an accident or theft. 

Golf Carts

Golf carts typically do not require insurance coverage when used to drive around your property. However, if you drive your golf cart on the road, you will need insurance. Having insurance for your golf card, regardless of what you use it for, is an excellent idea to help pay for damage and injury in the event of an accident. 

Motorcycles and Scooters

Motorcycle insurance provides riders insurance specific to their riding needs. Additionally, you should purchase insurance for a scooter, regardless of if it is required by law or not. 

Insuring your outdoor toys in Boise, ID is vital to ensure everything is covered and protected. For additional information about recreational insurance, call Fuhriman Insurance Agency today. 

How Workers’ Compensation Insurance Benefits Your Business

Posted on by AgentInsure

If you have a business that has any number of employees, it’s important that you have workers’ compensation insurance for your employees. This coverage is important to have for your employees. It pays for their medical bills and other costs that your employees could face if they became injured at work or got a covered disease there. If you have employees and need this coverage for them, give us a call now at Fuhriman Insurance Agency in Boise ID to find out more.

Protection for Your Business

When you have this type of coverage, it doesn’t just benefit the employees that it affects. It also benefits your business. The coverage makes money available for the medical bills for injured and sick employees. This means that your business doesn’t have to come up with that money, and it can be a considerable a, amount. Medical bills add up quickly, and they can be difficult for a small business to cover. It also pays for the lost wages they have if they are unable to work after an accident or developing an illness. This is more money than your company saves after an incident. With this coverage, there is no need for an employee to sue your company after an accident. 

Staying Compliant

Another benefit for your business is that it keeps you compliant with the law. If your business doesn’t have this coverage, you could face a number of fees and fines. Keeping this coverage keeps you compliant with the law so that there are no surprise fines leveed. 

Get Your Workers’ Compensation Insurance

If you don’t yet have the workers’ comp coverage you need for your employees, give us a call right away at Fuhriman Insurance Agency in Boise, ID to get this valuable insurance. It can benefit your business greatly to have this coverage in place.