Month: December 2024

Why Your Pest Control Company Needs Specialized Insurance

Posted on by AgentInsure

When running a pest control company in Boise, ID, you face many operational challenges. One of those challenges involves protecting your company and employees against the many scenarios that can arise from mitigating pest problems. Arming yourself with proper insurance protection is something that the professionals at Fuhriman Insurance Agency can recommend to keep your company running efficiently.

Pest Control Companies Face Multiple Risks

Even though you may have additional liability insurance to protect your assets, getting specialized insurance geared toward your operations can help save your company if a lawsuit occurs. Several specialized types of liability may help you retain your business in the event of an unhappy customer. Consider the following:

  • Pollution insurance – covering claims focusing on environmental damage from pesticide contamination or fumigation, as many substances used are harmful to the environment
  • Pest control liability – covering risks unique to the pest control industry, including health risks and property damage from chemicals
  • Tools and equipment – covering the cost of damage to what your company uses in your operations

Who Benefits From Pest Insurance?

Insurance that focuses on pest liability covers costs associated with lawsuits pertaining to libel and slander. It can also pay for medical expenses or worker’s compensation if someone is injured during operations or from advertising. In short, it protects you and your company if someone decides to sue, so you won’t have to pay for damages out of pocket.

Those who can benefit include:

  • Wildlife and vermin control operators
  • Termite and insect control companies
  • Fumigators
  • Lawn and landscape spraying businesses

If you’d like to learn more about how specialized pest control insurance works and how you can customize your policy, you can contact Fuhriman Insurance Agency, serving Boise, ID. Call us today to get started.

When Should You Consider Using Specialty Tires on Your Car?

Posted on by AgentInsure

Here at Fuhriman Insurance Agency, proudly providing auto insurance to residents in and around Boise, ID, we want to help our customers do everything they can to avoid an accident while ensuring they are ready in the event one happens. One way you may be able to avoid an auto accident is by having the right tires on your car.

When Should You Consider Using Specialty Tires on Your Car?

Specialty tires are special kinds of tires made for different driving situations. For example, winter tires are great if you live where it gets really snowy and icy. They have deeper treads and are made from a special rubber that stays soft when it’s cold, which helps your car grip the road better. All-terrain tires are another type, and they are perfect if you like driving on rough, bumpy roads. These tough tires give you a good grip on rocks, mud, and dirt.

Performance tires are for drivers who want their cars to handle really well and go fast, especially on smooth, dry roads. These tires have stiffer sides and special patterns on them that help your car turn better and respond quickly. But they might wear out faster and cost more. Thinking about where you drive, the weather, and the type of car you have can help you decide if these special tires are right for you.

When You Need a New Auto Insurance Policy, Reach Out To Us For a Quote

You cannot prevent every accident from happening, which is why it’s important to be prepared. Here at Fuhriman Insurance Agency, serving Boise, ID, we can help. Call or email us today to learn more about our auto insurance products.