4 Questions to Ask About Bar & Restaurant Insurance

For anyone operating a bar and/or restaurant in the Boise, ID area, or people who are thinking of starting up this type of business, there are a lot of details to consider. One of those details that sometimes goes overlooked is bar & restaurant insurance. Fortunately, the Fuhriman Insurance Agency can help. There are a number of great options with companies that provide this type of insurance, and getting multiple quotes in one place makes everything easier and less complicated. Additionally, talking to a knowledgeable agent can make things feel less stressful, as well, and help get concerns addressed and questions answered. Here are four questions that should always be asked:

1. Is additional coverage needed beyond this policy?

2. How much is the deductible?

3. What kinds of things are specifically not covered by this policy?

4. How does the serving or not serving of alcohol affect the insurance coverage?

While there are other things a person will want to know about bar & restaurant insurance for their Boise, ID business, these are the main types of questions they will want to ask their insurance agent before they pick a policy and get started. Then they can work with that agent to compile the proper information and determine what else needs to be known.

The more information the agent has about the business, the easier it will be for them to determine the right level of coverage. Someone operating a small restaurant that does not serve alcohol at all may need very different coverage than someone who has a large bar that also serves some food. Both of these can be very viable businesses, and reaching out to the Fuhriman Insurance Agency can help protect those businesses and keep their owners moving forward with their plans and goals.