Click to Call
Get Directions
Obvious examples of injuries sustained at work include abrasions, bruises, and broken bones. Workers compensation insurance covers such work-related injuries, but they are not the only injuries that are meant to be covered by this policy. Fuhriman Insurance agency offers a wide range of workers compensation insurance options in Boise, ID and the surrounding areas.
Occupational diseases tend to be rare as compared to physical injuries, but they do occur. As a business owner, you will want to have a compensation policy that covers your personnel and ensures that your business is protected from losses resulting from lawsuits. It is vital to understand that occupational diseases are not the commonly occurring conditions like flu or cold.
The cold and flu are viruses that employees can easily come into contact with at home or in the workplace. An occupational disease is a malady that the employee acquires after they have been exposed to conditions at their places of work. They include:
- Hepatitis that may be acquired by lab techs
- Tuberculosis that may be acquired by a nurse attending to patients
- Contact dermatitis that may be acquired from dishwashers
- Coal worker’s pneumoconiosis
For a condition to be considered an occupational disease, there must be an existing link between the disease you’ve contracted and the type of job you perform.
Many small business owners do not have to deal with the worry of occupational diseases. But if the company often deals with chemicals that are dangerous or noxious, it may be essential to have a good worker’s compensation insurance policy.
If you’re living in Boise, ID, you can call any of our agents at Fuhriman Insurance Agency for more information on occupational diseases that are covered by worker’s compensation insurance. You are also free to visit any of our offices for a more detailed consultation.