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There are many benefits to having homeowners insurance in Boise, ID. At Fuhriman Insurance Agency, we would love to go over these benefits with you. But to start, here are three benefits you can think about if your considering buying homeowners insurance in Boise, ID.
1. Protect Yourself From Theft
If your home happens to be broken into and the thieves make off with valuables, your homeowners insurance will help you recoup the costs of what was stolen. Typically, you will have a deduction to pay first and this amount depends upon the policy you have. Once you’ve paid the deductible, the homeowners insurance will kick in to help reimburse what’s left.
2. Homeowners Insurance is Required by Law
If you have a mortgage on your home, then homeowners insurance is required by your mortgage lender. There is no way to get around this. The lender needs to be able to protect the asset, your home, in the event that something happens to the asset. If something should happen, both you and the bank can be assured that your home is protected with a homeowners policy.
3. Peace of Mind
Whether you have a mortgage or not, having homeowners insurance gives you peace of mind. You can carry on your day-to-day activities without having to worry about what is most likely your most valuable asset.
To talk about adding a new homeowners policy to your home, call the reputable agents at Fuhriman Insurance Agency today. Our friendly team will answer all of your questions and help you choose the right policy for you needs. Contact us today at 877-342-7935.