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Umbrella insurance is a type of insurance policy that is designed to provide coverage over and above the limits of an existing policy. For example, your Boise ID insurance agent can help you evaluate how much your home, auto, or boat insurance covers, and then help you add umbrella insurance to cover specific additional expenses. These policies typically cover bodily injury, landlord liability, personal injury, and property damage. Fuhriman Insurance Agency in Boise, ID can review your property, belongings, health, and lifestyle with you and help you decide on which types of umbrella insurance you may need.
Accidentals or damages that result in high costs can happen to anyone, in any living situation. Unfortunately, these situations can quickly overwhelm your basic insurance policy. Umbrella insurance helps provide the additional coverage that you need so that you can replace your home and belongings or receive the healthcare that you need. After all, when you’ve just experienced a traumatic event, the last thing you want to worry about is how you’re going to pay to care for your family and their needs.
Fires, floods, break-ins, and accidents can quickly cause devastating situations. Carrying basic insurance on your property is an excellent start, but it may not be enough. Adding umbrella insurance can help ensure that you have the things that you need and that you can keep your family safe. Reach out to the friendly professionals at Fuhriman Insurance Agency in Boise, ID, and schedule a consultation. We’ll talk with you about your existing property and current coverage, and help build the insurance coverage that works best for you. Contact us today to learn more about the plans that we offer.