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Most people understand the importance of purchasing life insurance to help their families cover end-of-life expenses. However, with more than one type of life insurance available, you may have questions. If you live in the Boise, ID area and want to discuss insurance options, our team at Fuhriman Insurance Agency is ready to help you find the right policy. We have been serving clients in your area since 1962.
Do Single Individuals Need Life Insurance?
If you’re single, you might wonder if you need life insurance. Many people believe that only married individuals with families need life insurance. However, according to Experian, there are good reasons for single people to buy life insurance. If you have dependents or lack substantial savings for your burial expenses, a life insurance policy can help cover your final expenses.
If you’re young and healthy, buying life insurance while you’re young can help you save money on your premiums. The type of policy you choose will determine how your benefits will be paid. For example, a term life policy ends after a specified period and provides payment only if you pass away during the insurance term. A whole life policy lasts your entire life and pays a fixed amount upon your death.
Contact Us Today for Your Appointment
Every person’s insurance needs are different, so finding an agency that understands the need for policy personalization is invaluable. Clients in the Boise, ID area can trust us to provide the necessary insurance options. Our team at Fuhriman Insurance Agency is dedicated to making insurance easy for you to understand. Call us for an appointment today, and let’s talk about insurance.