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Living in a rental comes with risks similar to those homeowners face. Therefore, it’s important to have adequate insurance protection throughout your tenancy. Let’s review some categories that may encourage you to acquire a rental insurance policy.
Protection from Natural Weather Events
Natural weather events could lead to the destruction of your rental. If the structural materials of your rental are compromised, the contents within could become damaged.
Items of value that you’ll be storing within your rental unit should be added to your rental insurance policy. This coverage will provide protection during unforeseen weather events you may encounter in the future.
Coverage for Household Failures
Household failures could cause an injury within your living space. For instance, an improperly installed bookcase or shelving unit could fall and injure someone. Liability protection will cover incidents for which you are held liable.
This coverage will reimburse you for out-of-pocket costs that you incur during court proceedings. Such protection will prevent you from needing to spend your hard-earned cash on medical bills and other expenses that result directly from someone being injured in your rental.
Security Against Criminal Activity
Criminal activity that occurs within your rental could result in the vandalism or theft of your property. Personal protection insurance will protect your belongings. This type of protection will cover the cost of repairing or replacing items that you currently own.
Additional Insurance Information for Idaho Residents
Are you ready to review some insurance products designed for renters? If so, contact one of our Fuhriman Insurance Agency representatives at a time that works for you. An agent who serves Boise, ID, will be glad to schedule a consultation for you, which will provide you with additional information.