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The question of the part that marriage plays in the need for life insurance is one that should be considered. Whether or not people depend on you is not contingent on your being married. When considering life insurance, the most important consideration is what will happen to anyone who counts on you if you were to die without having life insurance. The experienced staff at Fuhriman Insurance Agency in Boise, ID help their customers to make informed decisions when it comes to insurance.
If you have no dependents, have no debt, have the assets to cover those debts and have prepaid your final expenses, you may not need life insurance. This can be true for persons of any age who fit these criteria. For everyone else, there are some things that need to be considered.
- What is your overall financial condition?
- Do you have assets?
- Do you have people who depend on you for their support?
- How long would the support need to continue after you are deceased?
- Do you have a mortgage or other debt?
- Are your final expenses prepaid or is there money to pay them?
Marriage is a legal contract and it makes your spouse the beneficiary of your estate and your life insurance in most cases. You may be in a relationship that is not marriage but where you want to protect your partner and make sure they are cared for. You may have dependent children even if you are not married and you may want to leave a legacy to any children you may have even if they are not dependent on you for support.
Whether or not you are married has little or no effect on the need you may have for life insurance. How much you need is something that you can discuss with the Fuhriman Insurance Agency in Boise, ID. We have the knowledge to help you. Give our office a call or stop by and discuss your insurance needs.