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There are many ways to make a home safer that a homeowner should consider. Some just make good common sense. Others, like installing an advanced security system, may actually reduce the homeowner’s insurance premiums. Ask the agents at Fuhriman Insurance Agency about potential discounts.
Tips to Make a Home Safer
Security Issues
Besides having a security alarm system, make sure the entry door is strong and secure. When you are in the home the security system may be off. If the entry door is weak, it is a potential entry point for home invasions. Reinforce both the door and the door jam. Solid core doors with strong double-bolt locks that have reinforcement with a metal security gate are a good idea.
Use strong windows and doors that lock properly. Make sure to lock everything when going to sleep. Use exterior security lighting triggered by motion-sensors. Lock pet doors when they are not in use.
If away from the home, ask neighbors to watch the property. Stop newspaper and mail delivery. Inform the security company. Use timers to turn lights and the television on and off at appropriate times to make it appear there is someone home.
Fire
Get rid of flammable materials, such as old boxes of papers. Keep the furnace/air-conditioning system well maintained. Have smoke alarms in every room that work properly. Check them frequently. Have fire extinguishers in the kitchen and around the house. Service them on a regular basis.
Slip and Fall Hazards
Get rid of clutter, especially things left on the floor. Put toys away. Remove loose rugs and wires that cross any walking pathways. Have adequate lighting in hallways and in staircase areas. Put pet food dishes in a place that is not in the walking areas.
Child Safety
Use childproofing to secure contents of storage areas. Keep medicines, household cleaners, and toxic chemicals out of reach. Install window guards so children cannot fall out. If you have a swimming pool, install a fence around it with a locked gate and use a security cover.
Landscaping
Cut back trees, if they have the potential to break or fall in a way that might damage the house.
Summary
These safety tips can help homeowners avoid problems. To make sure there is adequate homeowner’s insurance for the unexpected things that do happen, contact the agents at Fuhriman Insurance Agency. They enjoy helping new homeowners get insurance and offer reviews of existing coverage with helpful advice for homeowners.