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When you own a business that has employees, it’s essential that you have a workers’ compensation policy. This is a type of commercial insurance policy that protects both you and your employees in case of injuries. When you have this insurance, it gives you peace of mind and compliance with the law. Workers’ comp insurance is required for all businesses in Idaho that have part-time or seasonal employees. Call us at Fuhriman Insurance Agency in Boise, ID when you need a policy.
Protection for You and Your Business
This type of insurance gives you the protection you need against your business’ liability. If you didn’t have this insurance, a superficial injury in the workplace could cost the business enough to bankrupt it. With the high cost of medical bills and the multitude of ways that employees can be injured, this insurance is a must for protecting your business. Depending on your business, you might be personally liable for the bills if your company goes out of business. It’s never a good idea to do business without this insurance.
Protection for Your Employees
As an employee, getting injured at work may not be a thought many people have. However, it can and does happen. Workers’ compensation insurance protects them because it makes the funds available just in case they have an accident at work. This gives them protection and peace of mind, knowing they won’t have to fight for funds after an accident.
Get Workers’ Comp Insurance
If you don’t have this insurance yet, you need it as soon as you have any number of employees. To get a policy for your company, call us at Fuhriman Insurance Agency in Boise, ID.