Perks of Umbrella Insurance Idaho Residents Should Know About

Umbrella insurance is an insurance policy that Idaho residents can get that will protect them from legal liabilities after other liability policy limits are met. This insurance policy can protect you from financial losses in the event of a legal crisis.

At Fuhriman Insurance Agency, we help Boise, ID residents stay protected from financial losses in the event of a major liability. Learn about the perks of umbrella insurance here.

Key Benefit of Liability Insurance

The key benefit of liability insurance is that it will cover you when there is a legal liability after other liability limits are met. When you have an accident at home or with your car for which you are held liable, you will file claims through your home or auto insurance policy.

If the claim is higher than your policy coverage, you can use umbrella insurance to fill in the gaps. The main benefit of umbrella insurance is that it has higher limits than general liability coverages.

Umbrella Insurance Covers More

Umbrella insurance covers more than just topping up your general liability coverage. If you are being held liable in a lawsuit for defamation, false arrest, or malicious prosecution, you can use your umbrella insurance to qualify for that.

This coverage helps you to protect yourself in the event of a potential financial crisis. You will keep your assets, and be protected against multiple liabilities. When an unforeseen problem arises, umbrella insurance is there. 

Get a Quote

If you are looking for a little extra liability coverage in the event of a crisis, umbrella insurance could be the answer. This will provide an umbrella over your other general liability policies to cover you when an accident or legal problem arises. 

At Fuhriman Insurance Agency, we want Boise, ID residents to be protected from financial losses through life’s liabilities and unexpected legal challenges. Call us for a quote today.