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Renters insurance protects a tenant’s possessions while they are actively renting a residence. After reviewing how renters insurance works, contact one of our agents at Fuhriman Insurance Agency. One of our agents from Boise, ID will prepare your insurance documents.
Coverage Basics
Your rental home could become burglarized or vandalized during your tenancy. It could also be subject to damage from a storm. Renters insurance provides adequate protection from monetary loss. It covers the cost of repairing or replacing damaged items. It is a tenant’s responsibility to acquire rental insurance when they move into a new rental.
Inspection
An inspection of the rental property should be conducted first. This inspection should be done before a rental agreement is signed. An inspection will allow you to determine a rental’s level of security. It will also indicate the current condition of the dwelling.
Assets and Personal Possessions
A list of your assets and personal possessions should be prepared. The list should indicate each item of value that you will be moving into your rental. Information about the value of each item should be documented. If you own artwork, jewelry, and other valuables, you should have these items appraised. This information should be submitted to your insurance agent.
Changes
If you sell any of your items, you should take note of each sale. Selling items may require modifying your existing insurance policy. If you invest in new items, you will need to make a note of the purchases that you have made.
Contact Fuhriman Insurance Agency
Now that you know the insurance you need while renting a property, schedule a meeting with an agent at Fuhriman Insurance Agency. An agent who serves Boise, ID, will advise you on the insurance coverage you need.