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3 Things You May Not Know About Garden City, Idaho

Posted on by AgentInsure

If you live or work in Garden City, Idaho you are probably pretty familiar with our community of about 11,000 residents. There are some things you may not be fully aware of however. Here are three.

  1. Did you know that Garden City was named so because of the gardens that were planted by Chinese immigrants? In fact, one of our main thoroughfares in called Chinden Boulevard, a combination of the words China and garden. In the 2010 U.S. Census, only 1.4 percent of our community is Asian, exactly the same percentage as in the year 2000.
  2. You may have heard of the Garden City Library, but did you know it has over 36,000 fiction and non-fiction books? It also has over 3,000 audio books and close to 3,500 DVDs and videos.
  3. Are you aware our area has experienced nine periods when the temperature reached 100 or more degrees for 5 straight days or more. The record streak is nine straight days of 100-plus degree days.

If you own a business in Garden City you may also not know the difference between getting your commercial insurance from an independent or a captive agent. A captive insurance agent represents the products of a single company. An independent agency has access to multiple providers. That can mean better, more affordable commercial insurance rates.

At Fuhriman Insurance Agency, we are proud to serve Garden City businesses. Our independent agents can get quotes from a variety of insurance companies, potentially saving you money. We can also save you on your personal lines of insurance as well. Visit our website and get an online quote for auto or homeowners insurance.

For business insurance in the 83714 zip code and surrounding area, contact us and see the difference our independent agency status can mean for you. We are Fuhriman Insurance Agency and we would appreciate the opportunity to serve you.

5 Things To Have Ready When Getting Quotes

Posted on by AgentInsure

Many people choose to live in Garden City, Idaho as it is close enough to Boise to offer a simple commute. The home values are a little lower here than elsewhere in the state and it is also quieter than the hustle and bustle of the big city. The majority of things to do in the area are located within Boise, so many people are on the roads throughout the 83714 area.

When you want to get quotes for car insurance, you can work with agents. There are a lot of things that the agents will ask you in order to get the best pricing, so you want to have everything ready.

VIN Number

The VIN is going to provide details about your car to the car insurance company, including make and model and safety features.

Driver’s License Number

Your driver’s license number will be needed to run a simple report. This will tell them about speeding tickets and other information on your record to determine the cost of quotes.

Accident History

Whether it took place in the 83714 area or not, you will want to list off any accidents that took place over the past three years.

Desired Coverage Levels

You should have an idea as to what kind of coverage you want for your car insurance in Garden City. You can choose the minimum levels as required by the state of Idaho or choose to add onto the liability and obtain collision and comprehensive insurance.

Affiliations

There may be all sorts of discounts available to you and our agents will work hard to get you the most that are out there. You will want to have all affiliations at the forefront of your mind, such as USAA, AAA, and more.

Contact us today and let us get you some car insurance quotes!

Can A Learner’s Permit Affect Car Insurance?

Posted on by AgentInsure

Boise is a major metropolitan city in Idaho. There are many attractions, including the Boise National Forest, the Egyptian Theatre, and much more. The economy is booming and residents can enjoy working for a number of top employers.

When you live in Boise, there are some things to understand with adding a learners permit to your policy. Once you have a licensed student driver, it’s important to contact your car insurance company and add them to the policy.

What you need to understand is that a learner’s permit is going to affect your car insurance in some dramatic ways. If you simply add without paying attention to details, the policy could become very expensive. This is because of the added risk of a new driver suddenly on the roads.

Another way the permit can affect your insurance is because of the coverage. You can choose to keep the coverage the same as you have had it throughout Idaho. However, it is recommended that you add to the overall liability as a way of protecting you and your family.

If your child with the learner’s permit gets into an accident, it could result in a lot of damages or personal injuries. You will depend on your insurance to cover all of the expenses. In order for this to happen, the coverage levels need to be at the necessary amounts. If they are too low, you could find yourself responsible for all of the remaining amounts – and this can be a substantial amount of money. Our agents can talk to you about the best level of coverage.

You can call one of our independent agents where we can go over some of the different options available to you in Boise. Adding a learner’s permit can be simple and without being too expensive!

Protect Your Business in Garden City, ID, with the Right Commercial Insurance

Posted on by AgentInsure

When you decide to open up your very own business in Garden City, ID, you are opening yourself up to a wealth of issues. With today's economy, owning and operating your own business can be a huge risk. However, you don't have to carry the weight of that risk alone. In fact, that's where our independent insurance agents come into play.

Whether you are starting a business or you are already running a business in Garden City, we can help find the right commercial insurance program that will meet your specific needs as well as your budget. There are a variety of coverages that you can choose, including general liability, property insurance, commercial auto insurance, employee benefits and even risk management.

Understanding Why Commercial Insurance Is an Absolute Must

In order to fully understand how commercial business insurance can help you in various times of need, ask yourself the following questions:

  1. What kind of position would you be in if you were to find out that the UPS delivery guy slipped and fell just outside of your office while delivering a package to your business?

  2. How would you handle having merchandise stolen from your office or warehouse?

  3. What would happen if your employee caused an accident with another vehicle, the driver of which was seriously injured?

  4. How would you handle an employee making a discrimination claim against you and your company?

All of the above-mentioned situations can occur as a business owner in Garden City, Idaho. Would you be able to afford to deal with these issues at-hand? More than likely, you wouldn't be able to come up with the costs out of your pocket. However, with the right commercial business insurance, you may be covered in situations like these and many more.

Protect Your Business Today!

In order to get the right type of insurance coverage for your business in the 83714 community, you need to take the time to sit down with one of our independent insurance agents who can obtain several commercial insurance quotes on your behalf. We are more than happy to take the time to discuss your individual needs and potential options for various levels of coverage with you. Don't delay in protecting you and your business, give us a call today!

Car Insurance Quotes In Garden City, ID Are Easy

Posted on by AgentInsure

Garden City, Idaho was named as a result of all of the gardens created by the Chinese immigrants within the city. It is part of the Boise-City-Nampa metropolitan area and therefore means that drivers are going to be exposed to a fair bit of traffic. The good news is that with the city being relatively affluent with a low crime rate, it can result in lower insurance rates than what is found elsewhere in the country!

Various art galleries exist throughout Garden City and within a short drive, you can find yourself in Boise.

When you are searching for car insurance, you want to find agents who understand the rules in Idaho. The state has minimum requirements for liability and these need to be followed. You can always choose to obtain more than the minimum and this is why it’s advantageous to get a few different quotes.

Our goal is to help you find coverage for your car wherever you go. There are various components that go into a quote and one of our knowledgeable agents will walk you through the entire process. We will collect information about your car, your ZIP code and more. If you live in the 83714 ZIP code, then we need to know this to help determine the cost of your insurance.

Once everything has been factored in, we can go about finding you a great rate on your insurance. We will talk to you about the minimums, make recommendations on the different types of coverage and help you to find affordable insurance. We will go the extra mile to find out what you do in Garden City and beyond in order to find as many discounts as possible.

Learn more about how to obtain the best car insurance quotes by calling for your quotes today!