Will my insurance policy protect my collection in the event of a theft? What if the theft occurred outside the house?

The older you get, the more expensive your toys get sometimes. You may have a more discretional income to live out your dreams and have the things you’ve always wanted. If you have a toy or toy collection in Boise, ID, you know that you need to protect your toys from any kind of losses. While you may expect damage that occurs from accidents, you also need protection from theft. Due to their nature, your toys present attractive targets to potential thieves.

While not everyone understands the importance of toys for grown-ups, we at Fuhriman Insurance Agency understand how important it is to have your toys for fun and relaxation. ATVs, speedboats and other kinds of grown-up toys. You need to know your insurance policy will cover you in case of loss after you have made the investment.

The bottom line will always be what your contract states. You can obtain a special insurance policy to cover your toys or add on to your other insurance policies. Your insurance will cover theft up to your policy limits, so you need to discuss with your insurance agent how losses are calculated. 

Your losses will also be covered even if you were not at home or on your own property. Whether the theft occurred during transport or use, you will be reimbursed for acts of theft.

If your current coverage isn’t adequate for your needs, or if you want to explore your options and possibly find a new policy entirely, contact Fuhriman Insurance Agency today. Serving Boise, ID, we will be happy to help you explore all your options.